What to Do When Your Tenant Fails to Pay Rent

If you’re dealing with a tenant who isn’t paying rent for a residential property in Iowa, you have several options depending on the situation and how you wish to proceed. Below is a general overview of your available actions:

 

  1. Communication: Before pursuing legal action, consider reaching out to the tenant to understand their circumstances. In some cases, a payment plan or temporary arrangement may be appropriate and can be negotiated. However, it’s important to act promptly, as any legal action to remove the tenant due to unpaid rent must be initiated within the month that the unpaid rent is due.
  2. Late Fees: If your lease agreement includes a provision for late fees, you may be entitled to charge these fees according to the terms of your lease. Ensure that any late fees are consistent with Iowa law:
    • For rent not exceeding $700 per month: A maximum of $12 per day, not to exceed $60 per month.
    • For rent exceeding $700 per month: A maximum of $20 per day, not to exceed $100 per month.
  3. Demand for Payment: Serve a formal written notice demanding payment, known as a “3-Day Notice of Nonpayment of Rent.” This notice should specify the amount owed, the month the payment is due, and the deadline for payment to avoid eviction. Be sure to adhere to specific requirements outlined in your lease agreement and mandated by Iowa law, including the manner in which the notice is served.
  4. Filing for Eviction (Forcible Entry and Detainer): If the tenant does not pay the rent or vacate the property after the 3-Day Notice of Nonpayment expires, you can file an eviction lawsuit (also known as a Forcible Entry and Detainer action) in your local court. This process involves submitting an Original Notice and Petition, along with paying a filing fee. The court will schedule a hearing. You must be sure to serve the tenant with a file-stamped copy of the Original Notice and Petition, including the court date, in the manner prescribed by Iowa law.
  5. Court Hearing: Attend the court hearing to present your case. If the court rules in your favor, an order and Writ of Removal will be issued. You may then need to coordinate with local law enforcement to carry out the eviction. Law enforcement will be present to maintain order while you remove the tenant’s belongings from the property.
  6. Money Judgment Collection: If you win the eviction case, you may also seek a money judgment for unpaid rent and any damages. Collecting on this judgment may involve additional legal steps, such as garnishing wages or placing a lien on the tenant’s property.
  7. Professional Assistance: Consider consulting with a lawyer at Laird Law Firm who specializes in landlord-tenant law. Professional legal guidance can help you navigate the process effectively and ensure compliance with all legal requirements.

 

Each step in this process has specific legal requirements and implications, so it is crucial to follow Iowa’s laws and regulations closely.

If you have any questions or need assistance, please don’t hesitate to contact our team. We are here to guide you through the legal process and ensure that your rights and property are protected at every stage.